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Avoid Payday Loan Companies


Payday loan companies are a bad financial idea. They feed your impulse to spend what you don’t have, and then they charge you exorbitant fees for it. I completely understand the mentality of needing your paycheck before payday. It’s definitely a stressful feeling to not have money available. But heading over to a payday loan company is not the solution. Those companies charge exorbitant fees and you run the risk of getting into greater debt. Payday loan companies are at the edge of a slippery financial slope that can be difficult to get back on top of. When you go into a payday loan company you typically postdate a check for the amount you want advanced, plus a fee. They give you the cash and when the date comes the company cashes the check. Payday loan companies are supposedly convenient but tend to trap people in a never-ending spiral of debt. The best way to avoid them is to budget your money so you don’t ever spend money you don’t have. If you have to negotiate with your creditors or borrow some quick cash from a family member, then do it before you go to a payday loan company. If you are chronically short on cash or if your payday never seems to conveniently coincide with your due dates, you can consider taking out a small, low-fee credit card to bridge the gap. Once again, however, don’t spend more than you have. If you can’t pay back your credit card bill then don’t spend that money in the first place. There are other alternatives to payday loan companies, and the
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22 Responses to “Avoid Payday Loan Companies”

  1. I work from home on Instant payday network the only time I did a payday loan was when I got started and now I make so much money from it I just look back at it and laugh…I’m serious if you dont believe me heres my link check out my paypal bank account…
    check out the vids on my youtube channel username morrowscott69.

  2. This still surprise me, just how some people are not aware about Zuntrasoft Payday (do a search on google), even though many people have a very good review on this payday loan company. Thanks to my buddy who told me about Zuntrasoft Payday, I managed to get my cash within just one hour after I applied without credit check and fax.

  3. Its still surprises me, just how many people do not know about Zuntrasoft Payday (google it), despite the fact that a lot of people have a very good review about this payday loan company. Thanks to my mate who told me about Zuntrasoft Payday, I got my cash within just an hour after I applied without credit check and fax.

  4. I have used payday loan twice in the past year because of boiler and car problems and the bank wouldn’t help me out. In my honest opinion, payday loan can really help customers with poor credit score in case of emergency if you’re able to afford it. Personally, I used this legit company known as “Zuntrasoft Payday” (do a search on google) before. Thanks to Zuntrasoft Payday, I got my cash within one hour after I applied without credit check and fax.

  5. I have used payday loans occasions in the past year because of boiler and car problems and the bank wouldn’t help me out. In my honest opinion, payday loans can helps customer with poor credit score in case of emergency if you’re able to afford it. Personally, I used this legit company called “Zuntrasoft Payday” (do a google search) before.
    Thanks to Zuntrasoft Payday, I got my cash within an hour soon after I applied without credit check and fax.

  6. It still surprises me, just how lots of people have no idea about Zuntrasoft Payday (search on google), despite the fact that many people have a excellent review on this payday loan company. Thanks to my work buddy who told me about Zuntrasoft Payday, I managed to get my cash within 1 hour after I applied without credit check and fax.

  7. Guys, get payday loan does not have to be difficult (I used to feel it did). I’ll give you some advice right now. Look for a legit payday companycalled Zuntrasoft Payday (do a search on google). Seriously, I managed to get my cash in just an hour soon after I applied without credit check and fax.

  8. Its still surprise me, just how some people are not aware about Zuntrasoft Payday (just google it), despite the fact that many people have a good review about this payday loan company. Thanks to my work buddy who told me about Zuntrasoft Payday, I got my cash within an hour soon after I applied without credit check and fax.

  9. I have used payday loan twice in the past year because of boiler and car problems and the bank wouldn’t help me out. In my honest opinion, payday loan can really help customer with poor credit history in case of emergency if you are able to afford it. Personally, I used this legitimate company known as “Zuntrasoft Payday” (search on google) before.
    Thanks to Zuntrasoft Payday, I managed to get my cash within just an hour after I applied without credit check and fax.

  10. I have used payday loans twice in the past year because of boiler and car problem and the bank wouldn’t help me out. In my honest opinion, payday loans can really help customer with poor credit score in case of emergency if you’re able to afford it. Personally, I used this legit company called “Zuntrasoft Payday” (just google it) before.
    Thanks to Zuntrasoft Payday, I got my cash in just one hour after I applied without credit check and fax.

  11. I’ve used payday loans occasions in the past year because of boiler and car problem and the bank wouldn’t help me out. In my honest opinion, payday loans can help customer with poor credit in case of emergency if you are able to afford it. Personally, I used this legitimate company known as “Zuntrasoft Payday” (do a google search) before.
    Thanks to Zuntrasoft Payday, I managed to get my cash within just one hour after I applied without credit check and fax.

  12. I have used payday loan two times in the past year because of boiler and car problems and the bank would not help me out. In my honest opinion, payday loan can really helps customers with bad credit score in case of emergency if you are able to afford it. Personally, I used this legit company known as “Zuntrasoft Payday” (do a google search) before.
    Thanks to Zuntrasoft Payday, I got my cash in just an hour soon after I applied without credit check and fax.

  13. I have used payday loan 2 times in the past year because of boiler and car problems and the bank wouldn’t help me out. In my honest opinion, payday loan can help customers with poor credit in case of emergency if you are able to afford it. Personally, I used this legit company known as “Zuntrasoft Payday” (do a search on google) before. Thanks to Zuntrasoft Payday, I managed to get my cash in just one hour after I applied without credit check and fax.

  14. Not all payday loans are a scam. sometimes people need these services. I recommend calling 877-271-2850 for a payday loan.

  15. I don’t know about everyone elses experiences but we got $300 from cashloancity com and had it paid back after one extension. My wife and I couldn’t have been more pleased with the service

  16. If you live in the state of Texas and have a payday loan request to be placed on the extended payment plan. All interest must stop and the balance will be split into 4 payments. This is for store front only, not loans over the internet so be careful.

  17. Amen, amen, amen

  18. Usury. In roman times you’d be put to death for it. Jesus’ only violent act in the bible was against usury.

    People are so brainwashed, they see usury as a moral way to make money, when in reality its the ultimate evil.

  19. Payday loans critics claim the industry “costs” Americans $4.2 billion in fees. But in 2006, consumers spent $4.2 billion in ATM charges to withdraw their own money. They paid an estimated $22 billion in NSF fees to banks & credit unions, and banks collected an estimated $10.3 billion for overdraft protection. Businesses charged an estimated $57 billion in late bill payment fees. And credit card interest cost consumers more than $87 billion.

    Watch the attached video for APR comparisons.

  20. Payday loans are cheaper than overdraft ‘protection’ and bounced check fees. Even the FDIC has stated that the only reason banks and credit unions don’t offer payday loans is because they make an obscene amount from fees and overdraft protection – interest rates on overdrafts charged by credit unions and banks can exceed 2,000 percent, which dwarfs what payday loan organizations charge.

  21. .Borrow $100 pay back $117.CashAdvance,
    Compared to writing 1 bad check for $100. That bad check will cost you $30 at the bank and sometimes $25 at the place you wrote it.
    Now tell me the bank is on your side and they aren’t screwing you! Who is the bad guy here!
    Open your eyes, any financial institute will cost you a lot of money if you abuse it.
    It is the ones who abuse it that dig themselves into a hole.

  22. Not many views of this! Kind of surprising given the amount of high debt loads everywhere.